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Royal Institution of Chartered Surveyors - 3/29/2006
The Royal Institution of Chartered Surveyors (RICS) is a professional body representing and regulating property professionals and surveyors of all types. ...
Quit claim deed - 3/29/2006
A quit claim deed is a legal document by which a person releases or "quits" any claim that they may have had to property. ...
Real estate developer - 3/29/2006
A real estate developer (American English) or property developer (British English) makes improvements of some kind to real property, thereby increasing its value. ...
The business of real estate development - 3/29/2006
Real estate development is first and foremost a cash flow business. ...
Real estate economics - 3/29/2006
Real estate economics is the application of economic techniques to real estate markets. ...
Overview of real estate markets - 3/29/2006
The main participants in real estate markets are: ...
Demand for housing - 3/29/2006
The main determinants of the demand for housing are demographic. However other factors like income, price of housing, cost and availability of credit, consumer preferences, investor preferences, price of substitutes and price of compliments all play a role. ...
Supply of housing - 3/29/2006
Housing supply is produced using land, labour, and various inputs such as electricity and building materials. ...
Real estate investment trust - 3/29/2006
A Real Estate Investment Trust or REIT (rhymes with treat) is a tax designation for a corporation investing in real estate that reduces or eliminates corporate income taxes. ...
Real property - 3/29/2006
Real property is legal term encompassing real estate and ownership interests in real estate (immovable property). It is a type of property differentiated from personal property. ...
Refinancing - 3/29/2006
Refinancing refers to applying for a secured loan intended to replace an existing loan secured by the same assets. The most common consumer refinancing is for a home mortgage. ...
Renting - 3/29/2006
Renting is an agreement where a payment is made for the temporary use of a good owned by another person or company. ...
Rental shop - 3/29/2006
A rental shop is a store where a consumer can borrow reusable products for a fee for a certain period of time before returning them. ...
Second mortgage - 3/29/2006
A second mortgage is a secured loan (or mortgage) that is subordinate to another loan against the same property. More specifically, the second loan in sequence. ...
Specific performance - 3/29/2006
In the law of remedies, a specific performance is a demand of a party to perform a specific act. ...
Speculation - 3/29/2006
Speculation involves the buying, holding, and selling of stocks, bonds, commodities, currencies, collectibles, real estate, derivatives or any valuable thing to profit from fluctuations in its price as opposed to buying it for use or for income (via dividends, interest etc). ...
Speculation areas - 3/29/2006
Convention - and especially satire - sometimes depicts speculators comically as speculating in pork bellies (in which a real market and real speculators exist) and often "losing their shirts" or making a fortune upon small market changes. ...
The economic role of speculation - 3/29/2006
The service provided by speculators to a market is primarily that by risking their own capital in the hope of profit, they add liquidity to the market and make it easier for others to offset risk, including those who may be classified as hedgers and arbitrageurs. ...
Stigmatized property - 3/29/2006
The term stigmatized property is a real estate business jargon that describes a normal house stigmatized because someone has been murdered or committed suicide in it. ...
Caveat emptor - 3/29/2006
Caveat emptor is Latin for "let the buyer beware". ...
Sweat equity - 3/29/2006
Sweat equity is a term used to describe the contribution made to a project by people who contribute their time and effort. ...
Title (property) - 3/29/2006
Title is a legal term for an owner's interest in a piece of property. ...
Elements of Title (property) - 3/29/2006
The three elements of title are possession, the right of possession, and the right of property. ...
Applications of Title (property) - 3/29/2006
In countries with a sophisticated private property system, documents of title are commonly used for real estate, motor vehicles, and some types of intangible property. ...
Political Implications Of Title - 3/29/2006
Title laws have often been manipulated by governments to discriminate against ethnic groups whom they perceived to be undesirable or inferior. ...
Title insurance - 3/29/2006
Title insurance is insurance against defects in title to real property, available in most but not all countries. ...
Torrens title - 3/29/2006
Torrens title is a system of land title where a register of land holdings maintained by the state guarantees indefeasible title to those included in the register. ...
Creation of the Torrens system - 3/29/2006
In order to resolve the deficencies of the common law and deeds registration system, Robert Torrens introduced the new title system in 1858, after a boom in land speculation and a haphazard grant system resulted in the loss of over 75% of the 40,000 land grants issued in the province (now state) of South Australia. ...
Overview of the Torrens system - 3/29/2006
The Torrens title system was designed to obviate the need for a chain of title and the necessity of tracing the vendor's title through a series of documents. ...
Truth in Lending Act - 3/29/2006
In the United States, the Truth in Lending Act (TILA) is a federal statute designed to protect consumers in credit transactions by requiring clear disclosure of key terms of the lending arrangement and all costs. ...
Urban sprawl - 3/29/2006
Urban sprawl is a term for the expansive, rapid, and sometimes reckless, growth of a greater metropolitan area, traditionally suburbs (or exurbs) over a large area. ...
Arguments for and against Urban sprawl - 3/29/2006
By many measures, real estate development is taken as a measure of progress. When a city grows laterally, new homes are built, transport projects are undertaken, and property values often are higher in the new areas of the metropolitan area. ...
Urban Land Institute - 3/29/2006
The Urban Land Institute, or ULI, is a non-profit organization with offices in Washington, D.C. and London ...
Value theory - 3/29/2006
Value theory concerns itself with the worth, utility, trading or economic value, moral value (virtue), legal value, quantitative or aesthetic value of people and things - or the combination of all these. ...
Characteristics of Value theory - 3/29/2006
Values are implicitly related to a degree of behavioural freedom or autonomy by organisms which goes beyond a conditioned response; values steer or guide the organism, on the basis of internally chosen options. ...
Warranty deed - 3/29/2006
A general warranty deed is a type of deed where the grantor (seller) guarantees that he or she holds clear title to a piece of real estate and has a right to sell it to you. ...
Yield spread premium - 3/29/2006
A revenue percentage earned usually by a loan originator and determined by the difference between the PAR rate and what the borrower is charged. ...
Zoning - 3/29/2006
Zoning is a North American term for a system of land-use regulation. The word is derived from the practice of designating permitted uses of land based on mapped zones which separate one part of a community from another. ...
Origins and history of zoning - 3/29/2006
New York City adopted the first zoning regulations to apply city-wide in 1916 as a reaction to construction of The Equitable Building (which still stands at 120 Broadway). ...
Constitutional challenges for zoning - 3/29/2006
There have been notable legal challenges to zoning regulations. In 1926 the US Supreme Court upheld zoning as a right of U.S. states (typically via their cities and counties) to impose on landowners. ...
Labor theory of property - 3/29/2006
The labor theory of property is a natural law theory that holds that property originally comes about by the exertion of labor upon natural resources. ...
Tenancy by the entirety - 3/28/2006
Tenancy by the entirety is a type of concurrent estate available only to married couples, wherein ownership of the property is treated as though the husband and wife are a single legal person. ...
Key money - 3/28/2006
Key money is a gratuity paid by a prospective renter to a landlord or real estate agent before he or she can move into a property. ...
Land Bank - 3/28/2006
A land bank is a bank that issues long-term loans on real estate in return for mortgages. ...
Land registration - 3/28/2006
In law, land registration is a system by which the ownership of estates in land, is recorded and registered, usually by government, in order to provide evidence of title and to facilitate dealing. ...
Cadastre - 3/28/2006
A cadastre (also spelled cadaster) is a register of the real property of a country, with details of the area, the owners and the value. ...
Recorder of deeds - 3/28/2006
Recorder of deeds refers to the government office that maintains records of transfers of real estate, as well as many other public documents. ...
Land terrier - 3/28/2006
A land terrier is a record system for an institution's land and property holdings. ...
Landlord - 3/28/2006
A landlord, or landlady, is the owner of a house, apartment, condominium, or real estate which is rented or leased to an individual or business, who is called the tenant. ...
Eviction - 3/28/2006
Eviction is a legal process by which a landlord forces a tenant or other occupant to move out of the landlord's property involuntarily and usually permanently. ...
Evictions in California - 3/28/2006
Under California law, a landlord must serve the tenant with a notice before an eviction procedure can commence. ...
Agency (law) - 3/28/2006
Agency is an area of Commercial law dealing with a contractual or quasi-contractual tripartite set of relationships when an Agent is authorised to act on behalf of another (called the Principal) to create a legal relationship with a Third Party. ...
Agency and partnership - 3/28/2006
This has become a more difficult area as states are not consistent on the nature of a partnership. ...
Agency relationships - 3/28/2006
Agency relationships are common in many professional areas. ...
Principal-agent problem - 3/28/2006
In economics, the principal-agent problem treats the difficulties that arise under conditions of incomplete and asymmetric information when a principal hires an agent. ...
Independent contractor - 3/28/2006
An independent contractor is a natural person, business or corporation which provides goods or services to another entity under terms specified in a contract. ...
Who is an independent contractor? - 3/28/2006
The general rule is that: ...
An independent contractor in tort - 3/28/2006
The employer of an independent contractor is generally not held vicariously liable for the tortious acts and omissions of the contractor, because the control and supervision found in an employer-employee or Principal-Agent relationship is lacking. ...
Subcontractor - 3/28/2006
A subcontractor is an individual or in many cases a business that signs a contract to perform part or all of the obligations of another's contract. ...
Performance bond - 3/28/2006
A performance bond is a bond issued by an insurance company to guarantee satisfactory completion of a project by a contractor. ...
Surety bond - 3/28/2006
A surety bond is a contract between at least three parties: (i) the principal, (ii) the obligee, and (iii) the surety. ...
Co-signing - 3/28/2006
The act of co-signing involves a promise to pay another person's debt arising out of contract if he fails to do so. ...
Fidelity bond - 3/28/2006
A fidelity bond is a form of protection that covers policyholders for losses that they incur as a result of fraudulent acts by specified individuals. ...
Lease purchase contract - 3/28/2006
A lease purchase contract (also known as Lease Option) is a legal document that combines a basic lease contract with an option-to-purchase contract. ...
Lien - 3/28/2006
In U.S. law, lien is the broadest term for any sort of charge or encumbrance against an item of property that secures the payment of a debt or performance of some other obligation. ...
Liquidated damages - 3/28/2006
Liquidated damages is a term use in the law of contracts to describe a contractual term which establishes damages to be paid to one party if the other party should breach the contract. ...
Lis pendens - 3/28/2006
Lis pendens is a notice of litigation which is recorded with the title of real property. ...
Listing contract - 3/28/2006
A listing contract is a contract to list some real estate by a real estate agency (or brokerage) as being offered for sale at a given listing price. ...
Types of listing contracts - 3/28/2006
There can be several types of listing contracts: ...
Mechanics lien - 3/28/2006
A mechanics lien is a hold on real property for the benefit of someone whose work or property improves the property. ...
History of Hard money Loan - 3/27/2006
Hard Money is a term that is used almost exclusively in the United States and Canada where these types of loans are most common. ...
Commercial Lending Industry - 3/27/2006
Thanks to freedom from regulation, the commercial lending industry operates with particular speed and responsiveness, making it an attractive option for those seeking quick funding. ...
Hard money lender - 3/27/2006
Hard money lenders are lending companies offering a specialized type of real-estate backed loan. ...
Homeowners association - 3/27/2006
Some of the developments that real estate developers build are common interest developments, a category that includes planned–unit developments of single–family houses, condominiums, and cooperative apartments. ...
Restrictive covenant - 3/27/2006
A restrictive covenant is a legal obligation imposed in a deed by the seller upon the buyer of real estate to do or not to do something. ...
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